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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,789 | $167,352-86.4% | $143,788-84.2% | $134,509-83.1% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -16.46% | 0.47%-16.9pp | -0.03%-16.4pp | 418.13%-434.6pp |
| Employer contribution / active EE | $841 | $5,620-85.0% | $4,952-83.0% | $4,741-82.3% |
| Participant deferral / active EE | $2,152 | $6,447-66.6% | $5,638-61.8% | $6,400-66.4% |
| Admin fee / account holder | $2,897 | $18,091-84.0% | $14,675-80.3% | $11,427-74.6% |