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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,443 | $228,352-63.5% | $185,827-55.1% | $158,950-47.5% |
| Participation rate | 52.6% | 82.3%-29.7pp | 78.0%-25.4pp | 82.0%-29.3pp |
| Annual return | 25.22% | 40.81%-15.6pp | 35.96%-10.7pp | 302.91%-277.7pp |
| Employer contribution / active EE | $2,624 | $4,967-47.2% | $4,087-35.8% | $4,762-44.9% |
| Participant deferral / active EE | $4,389 | $6,416-31.6% | $5,633-22.1% | $5,983-26.6% |
| Admin fee / account holder | $1,428 | $11,867-88.0% | $9,502-85.0% | $11,248-87.3% |