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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,654 | $99,644-65.2% | $86,438-59.9% | $134,532-74.2% |
| Participation rate | 60.0% | 82.1%-22.1pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -19.42% | 6787.26%-6806.7pp | 4397.19%-4416.6pp | 418.27%-437.7pp |
| Employer contribution / active EE | $1,484 | $4,402-66.3% | $3,769-60.6% | $4,741-68.7% |
| Participant deferral / active EE | $2,992 | $7,247-58.7% | $6,952-57.0% | $6,401-53.3% |
| Admin fee / account holder | $2,346 | $8,375-72.0% | $6,733-65.2% | $11,429-79.5% |