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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,126 | $115,903-83.5% | $100,528-81.0% | $158,966-88.0% |
| Participation rate | 60.0% | 81.6%-21.6pp | 79.4%-19.4pp | 82.0%-22.0pp |
| Annual return | 22.83% | 34.80%-12.0pp | 30.90%-8.1pp | 302.95%-280.1pp |
| Employer contribution / active EE | $1,132 | $4,105-72.4% | $3,419-66.9% | $4,762-76.2% |
| Participant deferral / active EE | $2,352 | $6,677-64.8% | $6,271-62.5% | $5,983-60.7% |
| Admin fee / account holder | $0 | $11,000-100.0% | $8,084-100.0% | $11,250-100.0% |