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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,450 | $87,705-45.9% | $63,517-25.3% | $125,393-62.2% |
| Participation rate | 60.0% | 77.0%-17.0pp | 71.0%-11.0pp | 83.2%-23.2pp |
| Annual return | 2.17% | 21.70%-19.5pp | -70.30%+72.5pp | 282.23%-280.1pp |
| Employer contribution / active EE | $2,369 | $3,601-34.2% | $2,322+2.0% | $4,866-51.3% |
| Participant deferral / active EE | $3,550 | $3,939-9.9% | $2,953+20.2% | $5,351-33.7% |
| Admin fee / account holder | $15,046 | $11,948+25.9% | $5,892+155.4% | $9,541+57.7% |