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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,877 | $82,674+2.7% | $125,381-32.3% | $68,486+23.9% |
| Participation rate | 82.1% | 75.1%+7.1pp | 82.4%-0.2pp | 67.9%+14.2pp |
| Annual return | -24.68% | -5.97%-18.7pp | 572.31%-597.0pp | -7.85%-16.8pp |
| Employer contribution / active EE | $4,656 | $3,382+37.7% | $4,815-3.3% | $2,597+79.3% |
| Participant deferral / active EE | $6,588 | $6,111+7.8% | $7,448-11.5% | $4,028+63.6% |
| Admin fee / account holder | $641 | $6,277-89.8% | $10,007-93.6% | $5,404-88.1% |