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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,264 | $135,956-50.5% | $123,894-45.7% | $273,972-75.4% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 11.89% | 56.63%-44.7pp | 47.52%-35.6pp | 41.46%-29.6pp |
| Employer contribution / active EE | $4,433 | $5,170-14.3% | $4,617-4.0% | $4,869-9.0% |
| Participant deferral / active EE | $6,438 | $6,343+1.5% | $5,984+7.6% | $5,287+21.8% |
| Admin fee / account holder | $1,690 | $9,817-82.8% | $8,357-79.8% | $10,133-83.3% |