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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,275 | $209,425+50.1% | $178,499+76.1% | $158,966+97.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 3.32% | 188.80%-185.5pp | 151.10%-147.8pp | 302.95%-299.6pp |
| Employer contribution / active EE | $11,313 | $5,707+98.2% | $5,011+125.7% | $4,762+137.5% |
| Participant deferral / active EE | $7,663 | $5,955+28.7% | $5,202+47.3% | $5,983+28.1% |
| Admin fee / account holder | $95,426 | $17,078+458.8% | $13,986+582.3% | $11,250+748.2% |