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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,120 | $175,257+32.4% | $149,717+55.0% | $139,456+66.4% |
| Participation rate | 33.3% | 83.4%-50.1pp | 78.8%-45.4pp | 80.3%-47.0pp |
| Annual return | 35.17% | 166.70%-131.5pp | 134.41%-99.2pp | 373.45%-338.3pp |
| Employer contribution / active EE | $3,333 | $5,477-39.1% | $4,820-30.8% | $4,753-29.9% |
| Participant deferral / active EE | $7,500 | $6,521+15.0% | $5,682+32.0% | $6,711+11.8% |
| Admin fee / account holder | $2,931 | $16,156-81.9% | $13,213-77.8% | $11,407-74.3% |