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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,004 | $52,519-67.6% | $155,789-89.1% | $59,633-71.5% |
| Participation rate | 72.0% | 61.7%+10.3pp | 76.1%-4.1pp | 68.7%+3.3pp |
| Annual return | -4.20% | 53.51%-57.7pp | 71.54%-75.7pp | 2041.45%-2045.7pp |
| Employer contribution / active EE | $1,978 | $1,589+24.4% | $3,839-48.5% | $2,203-10.2% |
| Participant deferral / active EE | $4,510 | $3,084+46.2% | $4,798-6.0% | $3,192+41.3% |
| Admin fee / account holder | $575 | $3,540-83.8% | $7,477-92.3% | $4,297-86.6% |