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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,567 | $58,512+39.4% | $84,020-2.9% | $72,983+11.8% |
| Participation rate | 44.8% | 61.2%-16.4pp | 69.0%-24.2pp | 69.5%-24.7pp |
| Annual return | 21.38% | 28.93%-7.6pp | 71.31%-49.9pp | 81.01%-59.6pp |
| Employer contribution / active EE | $1,493 | $1,163+28.4% | $1,984-24.7% | $2,440-38.8% |
| Participant deferral / active EE | $3,674 | $2,394+53.5% | $3,239+13.4% | $3,608+1.9% |
| Admin fee / account holder | $1,720 | $4,569-62.4% | $6,101-71.8% | $5,124-66.4% |