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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,566 | $112,933-36.6% | $90,970-21.3% | $158,982-55.0% |
| Participation rate | 50.0% | 74.7%-24.7pp | 69.0%-19.0pp | 82.0%-32.0pp |
| Annual return | 27.72% | 215.82%-188.1pp | 134.60%-106.9pp | 302.99%-275.3pp |
| Employer contribution / active EE | $1,075 | $2,893-62.8% | $2,122-49.3% | $4,763-77.4% |
| Participant deferral / active EE | $2,316 | $4,128-43.9% | $3,373-31.3% | $5,983-61.3% |
| Admin fee / account holder | $1,007 | $8,047-87.5% | $5,961-83.1% | $11,252-91.1% |