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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,730 | $106,923-56.3% | $84,023-44.4% | $152,909-69.4% |
| Participation rate | 58.8% | 75.3%-16.4pp | 69.0%-10.2pp | 82.5%-23.6pp |
| Annual return | 0.00% | 105.02%-105.0pp | 71.32%-71.3pp | 345.46%-345.5pp |
| Employer contribution / active EE | $1,293 | $2,735-52.7% | $1,984-34.8% | $4,764-72.9% |
| Participant deferral / active EE | $3,226 | $4,013-19.6% | $3,239-0.4% | $5,851-44.9% |
| Admin fee / account holder | $453 | $8,289-94.5% | $6,102-92.6% | $11,601-96.1% |