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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,585 | $106,267-62.7% | $96,520-59.0% | $139,456-71.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 18.39% | 38.45%-20.1pp | 35.72%-17.3pp | 373.45%-355.1pp |
| Employer contribution / active EE | $17,490 | $4,105+326.1% | $3,739+367.8% | $4,753+268.0% |
| Participant deferral / active EE | $9,312 | $5,454+70.7% | $4,879+90.9% | $6,711+38.7% |
| Admin fee / account holder | $1,374 | $7,882-82.6% | $6,733-79.6% | $11,407-88.0% |