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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,431,348 | $108,922+1214.1% | $100,398+1325.7% | $145,978+880.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 3.61% | 58.04%-54.4pp | 49.32%-45.7pp | 550.52%-546.9pp |
| Employer contribution / active EE | $0 | $4,426-100.0% | $3,946-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,667 | $8,450-32.9% | $8,084-29.9% | $6,690-15.3% |
| Admin fee / account holder | $17,654 | $9,680+82.4% | $7,893+123.7% | $13,400+31.7% |