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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,315 | $174,379-43.0% | $152,093-34.7% | $138,895-28.5% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 11.25% | 74.86%-63.6pp | 66.36%-55.1pp | 145.39%-134.1pp |
| Employer contribution / active EE | $1,679 | $4,652-63.9% | $4,175-59.8% | $4,194-60.0% |
| Participant deferral / active EE | $7,183 | $6,159+16.6% | $5,451+31.8% | $6,396+12.3% |
| Admin fee / account holder | $3,718 | $16,880-78.0% | $14,497-74.4% | $12,562-70.4% |