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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,955 | $97,881-63.3% | $80,004-55.1% | $125,393-71.3% |
| Participation rate | 62.5% | 77.9%-15.4pp | 73.0%-10.5pp | 83.2%-20.7pp |
| Annual return | -1.30% | 9.36%-10.7pp | 7.63%-8.9pp | 282.23%-283.5pp |
| Employer contribution / active EE | $6,887 | $3,128+120.2% | $2,473+178.5% | $4,866+41.5% |
| Participant deferral / active EE | $3,443 | $3,744-8.1% | $3,204+7.5% | $5,351-35.7% |
| Admin fee / account holder | $0 | $6,278-100.0% | $5,033-100.0% | $9,541-100.0% |