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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,088 | $96,558-23.3% | $80,977-8.5% | $273,972-73.0% |
| Participation rate | 61.5% | 79.1%-17.5pp | 75.8%-14.3pp | 83.0%-21.5pp |
| Annual return | 1.41% | 15.14%-13.7pp | 17.11%-15.7pp | 41.46%-40.0pp |
| Employer contribution / active EE | $2,027 | $4,869-58.4% | $3,715-45.4% | $4,869-58.4% |
| Participant deferral / active EE | $3,456 | $6,598-47.6% | $5,696-39.3% | $5,287-34.6% |
| Admin fee / account holder | $2 | $7,493-100.0% | $5,517-100.0% | $10,133-100.0% |