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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,558 | $37,117-60.8% | $147,617-90.1% | $55,191-73.6% |
| Participation rate | 28.7% | 63.6%-34.9pp | 84.6%-55.9pp | 69.2%-40.5pp |
| Annual return | -2.93% | 3.44%-6.4pp | 61.98%-64.9pp | 10.78%-13.7pp |
| Employer contribution / active EE | $368 | $1,620-77.3% | $5,565-93.4% | $1,899-80.6% |
| Participant deferral / active EE | $646 | $1,985-67.5% | $4,895-86.8% | $3,046-78.8% |
| Admin fee / account holder | $201 | $86+135.5% | $11,611-98.3% | $91+121.9% |