Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,188 | $60,349+29.6% | $74,184+5.4% | $62,881+24.3% |
| Participation rate | 44.8% | 72.7%-27.9pp | 76.6%-31.8pp | 69.3%-24.5pp |
| Annual return | 6.31% | 21.38%-15.1pp | 17.74%-11.4pp | 20.14%-13.8pp |
| Employer contribution / active EE | $198 | $1,680-88.2% | $2,370-91.6% | $2,281-91.3% |
| Participant deferral / active EE | $1,332 | $2,856-53.4% | $3,550-62.5% | $3,203-58.4% |
| Admin fee / account holder | $3,259 | $4,261-23.5% | $5,586-41.7% | $4,296-24.1% |