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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,858 | $165,361-60.2% | $149,715-56.0% | $158,950-58.6% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 16.60% | 348.24%-331.6pp | 276.66%-260.1pp | 302.91%-286.3pp |
| Employer contribution / active EE | $1,214 | $5,103-76.2% | $4,645-73.9% | $4,762-74.5% |
| Participant deferral / active EE | $2,361 | $7,182-67.1% | $6,842-65.5% | $5,983-60.5% |
| Admin fee / account holder | $235 | $10,808-97.8% | $9,310-97.5% | $11,248-97.9% |