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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,904 | $150,446-18.3% | $136,297-9.8% | $147,585-16.7% |
| Participation rate | 21.1% | 84.4%-63.4pp | 81.9%-60.9pp | 82.8%-61.8pp |
| Annual return | 20.49% | 1049.14%-1028.7pp | 5156.19%-5135.7pp | 578.58%-558.1pp |
| Employer contribution / active EE | $1,719 | $5,256-67.3% | $4,696-63.4% | $4,876-64.7% |
| Participant deferral / active EE | $3,315 | $6,631-50.0% | $6,247-46.9% | $5,439-39.0% |
| Admin fee / account holder | $351 | $10,906-96.8% | $9,244-96.2% | $10,886-96.8% |