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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,498 | $127,386-39.9% | $115,037-33.5% | $125,388-39.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.95% | 31.28%-35.2pp | 26.14%-30.1pp | 282.24%-286.2pp |
| Employer contribution / active EE | $14,595 | $5,166+182.5% | $4,608+216.7% | $4,866+199.9% |
| Participant deferral / active EE | $12,278 | $6,423+91.2% | $6,026+103.7% | $5,352+129.4% |
| Admin fee / account holder | $13,064 | $9,516+37.3% | $8,175+59.8% | $9,541+36.9% |