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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,836 | $63,346-35.5% | $92,240-55.7% | $70,126-41.8% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 16.56% | 530.19%-513.6pp | 176.29%-159.7pp | 73.15%-56.6pp |
| Employer contribution / active EE | $19,209 | $2,471+677.3% | $3,680+422.0% | $2,343+720.0% |
| Participant deferral / active EE | $2,591 | $2,854-9.2% | $3,897-33.5% | $3,332-22.2% |
| Admin fee / account holder | $6,847 | $3,841+78.3% | $5,194+31.8% | $4,645+47.4% |