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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,837 | $138,114-3.1% | $125,391+6.7% | $134,545-0.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.54% | 750.88%-774.4pp | 572.41%-596.0pp | 418.37%-441.9pp |
| Employer contribution / active EE | $5,610 | $5,246+6.9% | $4,816+16.5% | $4,742+18.3% |
| Participant deferral / active EE | $24,310 | $7,801+211.6% | $7,448+226.4% | $6,401+279.8% |
| Admin fee / account holder | $1,876 | $11,570-83.8% | $10,009-81.3% | $11,431-83.6% |