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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,917 | $89,367-47.5% | $141,191-66.8% | $72,975-35.7% |
| Participation rate | 74.5% | 75.1%-0.7pp | 82.5%-8.0pp | 69.5%+5.0pp |
| Annual return | 24.26% | 111.87%-87.6pp | 71.41%-47.1pp | 81.01%-56.8pp |
| Employer contribution / active EE | $3,153 | $3,115+1.2% | $4,736-33.4% | $2,440+29.2% |
| Participant deferral / active EE | $6,982 | $5,419+28.8% | $6,710+4.0% | $3,608+93.5% |
| Admin fee / account holder | $13,408 | $5,957+125.1% | $10,264+30.6% | $5,124+161.7% |