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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,052 | $85,766-62.6% | $136,298-76.5% | $70,126-54.3% |
| Participation rate | 64.7% | 74.2%-9.4pp | 81.9%-17.2pp | 69.5%-4.8pp |
| Annual return | 21.37% | 31.46%-10.1pp | 5156.27%-5134.9pp | 73.15%-51.8pp |
| Employer contribution / active EE | $2,280 | $2,966-23.1% | $4,696-51.5% | $2,343-2.7% |
| Participant deferral / active EE | $4,872 | $5,051-3.5% | $6,247-22.0% | $3,332+46.2% |
| Admin fee / account holder | $101 | $5,421-98.1% | $9,244-98.9% | $4,645-97.8% |