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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,837 | $138,114+50.5% | $125,391+65.8% | $134,545+54.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 38.42% | 750.88%-712.5pp | 572.41%-534.0pp | 418.37%-379.9pp |
| Employer contribution / active EE | $2,519 | $5,246-52.0% | $4,816-47.7% | $4,742-46.9% |
| Participant deferral / active EE | $6,126 | $7,801-21.5% | $7,448-17.7% | $6,401-4.3% |
| Admin fee / account holder | $2,366 | $11,570-79.6% | $10,009-76.4% | $11,431-79.3% |