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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,472 | $176,105+16.1% | $159,474+28.2% | $167,536+22.0% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 12.99% | 331.91%-318.9pp | 263.68%-250.7pp | 478.82%-465.8pp |
| Employer contribution / active EE | $2,107 | $5,299-60.2% | $4,831-56.4% | $4,839-56.5% |
| Participant deferral / active EE | $5,432 | $7,751-29.9% | $7,353-26.1% | $6,342-14.4% |
| Admin fee / account holder | $6,734 | $12,559-46.4% | $10,802-37.7% | $12,315-45.3% |