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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,226 | $106,247+85.6% | $96,515+104.3% | $139,466+41.4% |
| Participation rate | 20.0% | 77.8%-57.8pp | 74.3%-54.3pp | 80.3%-60.3pp |
| Annual return | 9.87% | 38.47%-28.6pp | 35.73%-25.9pp | 373.66%-363.8pp |
| Employer contribution / active EE | $880 | $4,106-78.6% | $3,740-76.5% | $4,754-81.5% |
| Participant deferral / active EE | $1,760 | $5,456-67.7% | $4,880-63.9% | $6,712-73.8% |
| Admin fee / account holder | $0 | $7,885-100.0% | $6,735-100.0% | $11,409-100.0% |