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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,614 | $73,863-13.9% | $143,797-55.8% | $68,490-7.1% |
| Participation rate | 77.1% | 66.7%+10.5pp | 80.3%-3.2pp | 67.9%+9.2pp |
| Annual return | -14.83% | 0.91%-15.7pp | -0.04%-14.8pp | -7.85%-7.0pp |
| Employer contribution / active EE | $8,690 | $3,185+172.9% | $4,952+75.5% | $2,597+234.7% |
| Participant deferral / active EE | $765 | $3,385-77.4% | $5,638-86.4% | $4,028-81.0% |
| Admin fee / account holder | $749 | $5,756-87.0% | $14,679-94.9% | $5,403-86.1% |