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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,636 | $75,832-42.5% | $147,617-70.4% | $59,633-26.8% |
| Participation rate | 55.2% | 71.6%-16.4pp | 84.6%-29.4pp | 68.7%-13.5pp |
| Annual return | -0.89% | 0.37%-1.3pp | 61.98%-62.9pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $1,046 | $3,485-70.0% | $5,564-81.2% | $2,203-52.5% |
| Participant deferral / active EE | $1,529 | $3,131-51.1% | $4,895-68.8% | $3,192-52.1% |
| Admin fee / account holder | $89 | $5,986-98.5% | $11,612-99.2% | $4,297-97.9% |