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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,272 | $154,193+113.5% | $130,045+153.2% | $139,466+136.1% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.5%+1.5pp | 80.3%-0.3pp |
| Annual return | 16.45% | 32.51%-16.1pp | -137.30%+153.8pp | 373.66%-357.2pp |
| Employer contribution / active EE | $10,006 | $5,292+89.1% | $4,321+131.5% | $4,754+110.5% |
| Participant deferral / active EE | $10,409 | $6,709+55.2% | $5,820+78.9% | $6,712+55.1% |
| Admin fee / account holder | $37,381 | $13,989+167.2% | $10,600+252.6% | $11,409+227.7% |