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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $108,157 |
EVEREN SECURITIES INC3 years Filed as: EVEREN CAPITAL CORPORATION Service code 15 · EIN 36-4019175 | Recordkeeping | $20,085 |
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO Service code 15 · EIN 34-1542819 | Recordkeeping | $19,653 |
ADP BROKER-DEALER4+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,604 | $88,874-58.8% | $123,549-70.4% | $75,289-51.4% |
| Participation rate | 51.1% | 75.9%-24.7pp | 82.3%-31.2pp | 72.4%-21.3pp |
| Annual return | -6.41% | 4.22%-10.6pp | 119.20%-125.6pp | -0.04%-6.4pp |
| Employer contribution / active EE | $777 | $3,256-76.1% | $4,628-83.2% | $2,405-67.7% |
| Participant deferral / active EE | $2,185 | $6,174-64.6% | $6,426-66.0% | $3,739-41.6% |
| Admin fee / account holder | $116 | $95+22.4% | $9,284-98.8% | $102+13.1% |