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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,058 | $78,425+12.3% | $95,956-8.2% | $79,858+10.3% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 5.69% | 19.37%-13.7pp | 91.63%-85.9pp | 31.72%-26.0pp |
| Employer contribution / active EE | $2,216 | $1,945+13.9% | $2,541-12.8% | $2,471-10.3% |
| Participant deferral / active EE | $4,517 | $3,440+31.3% | $4,167+8.4% | $3,740+20.8% |
| Admin fee / account holder | $4,034 | $5,622-28.2% | $6,797-40.6% | $5,306-24.0% |