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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,154 | $167,504-65.3% | $151,628-61.6% | $134,509-56.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -35.44% | 7.81%-43.3pp | 3.34%-38.8pp | 418.13%-453.6pp |
| Employer contribution / active EE | $4,895 | $6,828-28.3% | $6,165-20.6% | $4,741+3.3% |
| Participant deferral / active EE | $5,899 | $8,985-34.3% | $8,363-29.5% | $6,400-7.8% |
| Admin fee / account holder | $1,249 | $13,779-90.9% | $11,613-89.2% | $11,427-89.1% |