Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $12,357 |
Filed as: THE PARAGON ALLINACE GROUP LLC Service code 13 · EIN 23-3044062 | Contract Administrator | $5,110 |
Filed as: THE PARAGON ALLIANCE GROUP LLC Service code 13 | Contract Administrator | $1,422 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,428 | $225,135-95.8% | $123,894-92.4% | - |
| Participation rate | 65.5% | 69.5%-4.1pp | 81.4%-15.9pp | - |
| Annual return | 6.13% | 8.01%-1.9pp | 47.52%-41.4pp | - |
| Employer contribution / active EE | $0 | $2,580-100.0% | $4,617-100.0% | - |
| Participant deferral / active EE | $1,112 | $4,315-74.2% | $5,984-81.4% | - |
| Admin fee / account holder | $79 | $19,833-99.6% | $8,357-99.1% | - |