Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,659 | $62,586-75.0% | $76,766-79.6% | $64,181-75.6% |
| Participation rate | 65.0% | 72.8%-7.8pp | 77.0%-12.0pp | 69.6%-4.6pp |
| Annual return | -6.66% | -1.95%-4.7pp | 2.43%-9.1pp | 7.63%-14.3pp |
| Employer contribution / active EE | $1,748 | $1,832-4.6% | $2,485-29.7% | $2,381-26.6% |
| Participant deferral / active EE | $1,711 | $3,145-45.6% | $3,851-55.6% | $3,470-50.7% |
| Admin fee / account holder | $1,957 | $4,667-58.1% | $6,675-70.7% | $4,887-60.0% |