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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,179 | $138,072-65.8% | $123,549-61.8% | $135,382-65.2% |
| Participation rate | 57.9% | 84.7%-26.8pp | 82.3%-24.4pp | 82.6%-24.7pp |
| Annual return | -8.59% | 153.69%-162.3pp | 119.20%-127.8pp | 519.77%-528.4pp |
| Employer contribution / active EE | $1,594 | $5,152-69.1% | $4,628-65.6% | $4,779-66.6% |
| Participant deferral / active EE | $5,441 | $6,799-20.0% | $6,426-15.3% | $5,609-3.0% |
| Admin fee / account holder | $5,137 | $10,917-52.9% | $9,284-44.7% | $10,829-52.6% |