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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,717 | $100,895-28.9% | $90,430-20.7% | $158,950-54.9% |
| Participation rate | 85.0% | 75.0%+10.0pp | 72.7%+12.3pp | 82.0%+3.0pp |
| Annual return | 20.37% | 1725.54%-1705.2pp | 1293.73%-1273.4pp | 302.91%-282.5pp |
| Employer contribution / active EE | $3,025 | $3,689-18.0% | $3,262-7.3% | $4,762-36.5% |
| Participant deferral / active EE | $8,896 | $4,347+104.6% | $3,963+124.5% | $5,983+48.7% |
| Admin fee / account holder | $13,459 | $6,505+106.9% | $5,613+139.8% | $11,248+19.7% |