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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,717 | $100,938-28.9% | $90,461-20.7% | $158,982-54.9% |
| Participation rate | 85.0% | 75.0%+10.0pp | 72.7%+12.3pp | 82.0%+3.0pp |
| Annual return | 20.37% | 1727.20%-1706.8pp | 1294.76%-1274.4pp | 302.99%-282.6pp |
| Employer contribution / active EE | $3,025 | $3,691-18.1% | $3,264-7.3% | $4,763-36.5% |
| Participant deferral / active EE | $8,896 | $4,350+104.5% | $3,964+124.4% | $5,983+48.7% |
| Admin fee / account holder | $13,459 | $6,510+106.8% | $5,617+139.6% | $11,252+19.6% |