Retirement plan

VOCE 401(K) PROFIT SHARING PLAN

Name: VOCE - VOCE 401(K) PROFIT SHARING PLAN (2024) Form 5500
Creator: VOCE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VOCE 401(K) PROFIT SHARING PLAN, VOCE

VOCEEIN 25-1839211Plan #001PY 2024

200 CORPORATE CENTER DRIVE, SUITE 100A - CAMP HILL, PA 17011717-236-8570vocetogether.orgLinkedIn201-500 employeesindividual & family services

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$22.4M

+17.1% from 2023

Total participants

451

+1.8% from 2023

Average account balance

$49,682

+15.0% from 2023

Annual return

15.52%

+2.69 pp from 2023

Benchmarks

See 4,124 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort4,124 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$26.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$59K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

443

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.29M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$238

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
RBC WEALTH MANAGEMENT7 years Service code 22 635 N 12TH STREET · LEMOYNE, PA 17043	Insurance Broker	$49,408
NWPS4 years Service code 37 · EIN 91-2090931 4025 DELRIDGE WAY SW · SEATTLE, WA 98106	Loan Processing	$45,778

Plan features & details

Pension benefit codes2E2F2G2J2T3D2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$95K

$277 / participant

Recordkeeping$46K48.1%
Investment mgmt$49K51.9%

% of EOY assets

0.425%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BOYER & RITTER LLC
Auditor EIN: 231311005
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,682

$50,860-2.3%

$155,574-68.1%

$77,714-36.1%

Participation rate

100.0%

63.1%+36.9pp

78.2%+21.8pp

70.6%+29.4pp

Annual return

15.52%

34.86%-19.3pp

64.87%-49.3pp

31.26%-15.7pp

Employer contribution / active EE

$3,394

$1,991+70.5%

$4,676-27.4%

$2,727+24.5%

Participant deferral / active EE

$3,076

$2,825+8.9%

$5,629-45.4%

$4,649-33.8%

Admin fee / account holder

$211

$436-51.6%

$15,914-98.7%

$433-51.3%

Provider

Service type

Compensation

RBC WEALTH MANAGEMENT7 years

Service code 22

635 N 12TH STREET · LEMOYNE, PA 17043

Insurance Broker

$49,408

NWPS4 years

Service code 37 · EIN 91-2090931

4025 DELRIDGE WAY SW · SEATTLE, WA 98106

Loan Processing

$45,778

VOCE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VOCE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion