Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,475 | $72,177-2.4% | $115,037-38.7% | $59,633+18.2% |
| Participation rate | 52.0% | 72.6%-20.6pp | 81.4%-29.4pp | 68.7%-16.7pp |
| Annual return | -4.36% | 12.02%-16.4pp | 26.14%-30.5pp | 2041.40%-2045.8pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $6,736 | $4,783+40.8% | $6,026+11.8% | $3,192+111.0% |
| Admin fee / account holder | $22,907 | $4,927+364.9% | $8,175+180.2% | $4,297+433.1% |