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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,399 | $49,791+95.6% | $78,210+24.5% | $70,124+38.9% |
| Participation rate | 100.0% | 62.3%+37.7pp | 68.7%+31.3pp | 69.5%+30.5pp |
| Annual return | 19.15% | 20.75%-1.6pp | 40.90%-21.7pp | 73.14%-54.0pp |
| Employer contribution / active EE | $3,957 | $1,430+176.8% | $2,034+94.6% | $2,342+68.9% |
| Participant deferral / active EE | $3,146 | $2,150+46.3% | $2,823+11.5% | $3,332-5.6% |
| Admin fee / account holder | $719 | $3,181-77.4% | $3,758-80.9% | $4,645-84.5% |