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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,437 | $48,300+56.2% | $40,145,923-99.8% | $62,881+20.0% |
| Participation rate | 100.0% | 62.0%+38.0pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | 7.54% | 6.95%+0.6pp | 5.24%+2.3pp | 20.14%-12.6pp |
| Employer contribution / active EE | $4,207 | $1,333+215.6% | $1,844+128.2% | $2,281+84.5% |
| Participant deferral / active EE | $3,565 | $2,388+49.3% | $2,591+37.6% | $3,203+11.3% |
| Admin fee / account holder | $3,904 | $2,919+33.8% | $2,903+34.5% | $4,296-9.1% |