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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,034 | $57,352-68.6% | $83,830-78.5% | $64,173-71.9% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -7.17% | 11.38%-18.6pp | 850.97%-858.1pp | 7.63%-14.8pp |
| Employer contribution / active EE | $5,833 | $2,546+129.1% | $3,631+60.6% | $2,381+145.0% |
| Participant deferral / active EE | $50 | $2,993-98.3% | $4,082-98.8% | $3,470-98.6% |
| Admin fee / account holder | $2,224 | $4,046-45.0% | $5,479-59.4% | $4,887-54.5% |