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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,766 | $129,737+58.6% | $119,126+72.7% | $154,746+33.0% |
| Participation rate | 58.8% | 78.9%-20.0pp | 75.8%-16.9pp | 80.7%-21.9pp |
| Annual return | 11.75% | 379.08%-367.3pp | 282.11%-270.4pp | 172.34%-160.6pp |
| Employer contribution / active EE | $1,465 | $4,375-66.5% | $4,034-63.7% | $4,379-66.6% |
| Participant deferral / active EE | $2,444 | $5,842-58.2% | $5,318-54.0% | $6,730-63.7% |
| Admin fee / account holder | $9,373 | $11,961-21.6% | $10,693-12.3% | $14,365-34.8% |