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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,786 | $106,247+7.1% | $96,515+17.9% | $139,466-18.4% |
| Participation rate | 64.7% | 77.8%-13.1pp | 74.3%-9.6pp | 80.3%-15.6pp |
| Annual return | 16.29% | 38.47%-22.2pp | 35.73%-19.4pp | 373.66%-357.4pp |
| Employer contribution / active EE | $1,676 | $4,106-59.2% | $3,740-55.2% | $4,754-64.7% |
| Participant deferral / active EE | $2,880 | $5,456-47.2% | $4,880-41.0% | $6,712-57.1% |
| Admin fee / account holder | $421 | $7,885-94.7% | $6,735-93.8% | $11,409-96.3% |