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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,119 | $61,660+86.7% | $80,022+43.9% | $64,173+79.4% |
| Participation rate | 85.3% | 71.7%+13.6pp | 75.8%+9.5pp | 69.6%+15.7pp |
| Annual return | -5.73% | -0.33%-5.4pp | 11.22%-16.9pp | 7.63%-13.4pp |
| Employer contribution / active EE | $654 | $1,810-63.9% | $2,468-73.5% | $2,381-72.5% |
| Participant deferral / active EE | $2,788 | $2,968-6.1% | $3,686-24.4% | $3,470-19.6% |
| Admin fee / account holder | $4,619 | $5,417-14.7% | $6,521-29.2% | $4,887-5.5% |