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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,469 | $176,077-73.0% | $159,455-70.2% | $167,518-71.7% |
| Participation rate | 69.6% | 84.9%-15.4pp | 82.8%-13.3pp | 82.1%-12.5pp |
| Annual return | 15.94% | 331.83%-315.9pp | 263.63%-247.7pp | 478.71%-462.8pp |
| Employer contribution / active EE | $1,882 | $5,298-64.5% | $4,830-61.0% | $4,838-61.1% |
| Participant deferral / active EE | $4,555 | $7,751-41.2% | $7,353-38.1% | $6,342-28.2% |
| Admin fee / account holder | $17,092 | $12,556+36.1% | $10,800+58.3% | $12,312+38.8% |