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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,579 | $75,959+83.8% | $154,114-9.4% | $64,181+117.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.99% | 30.32%-35.3pp | 735.16%-740.2pp | 7.63%-12.6pp |
| Employer contribution / active EE | $5,796 | $3,350+73.0% | $5,298+9.4% | $2,381+143.4% |
| Participant deferral / active EE | $5,820 | $3,175+83.3% | $5,081+14.6% | $3,470+67.8% |
| Admin fee / account holder | $376 | $5,589-93.3% | $13,411-97.2% | $4,887-92.3% |